How to register with PayPal: instructions. What is PayPal, and how to use it?

Many people prefer to buy things online, notleaving the house. This is extremely convenient shopping, because you can order things in a comfortable chair, sipping tasty tea or coffee. Many online stores have introduced the option of paying online, as every year electronic payment portals and various services are becoming increasingly in demand among users residing in Russia.

A healthy competition in the market contributed tothe fact that there are convenient payment services that are constantly being improved and become more accessible every day. One such system is PayPal.

What is PayPal?

To date, PayPal is the largest paymentsystem all over the world. PayPal in Russia has been known for quite some time, however, the service became popular only in 2013, when the Central Bank of Russia approved the issuance of a license for this NGO or, in other words, a non-bank credit organization. Such innovations only positively affected the users. Now through PayPal in Russia it became possible to withdraw funds from the system account to an account with the bank of the Russian Federation. Previously, there was no such opportunity, because Russian users did not take advantage of the service very actively, and made PayPal payments, transfers, paid bills, and so on.

What is available now to an ordinary citizen?

Now PayPal payment portal allows the following:

1. Pay for purchases in stores, it does not matter whether they are Russian or foreign.
2. Invoicing other users of the service.
3. Replenish the account and withdraw the money earned or transferred to the card or bank account.
4. Pay bills to customers of the service.
5. Accept and send money transfers.

In 2017, the service only strengthened its position onthe Russian market. Now the PayPal payment system is used every day by thousands of partners, from highly specialized online stores to large venues. This is Ozon, "Poster", Anywayanyday and others.

Why is the system popular?

A key feature of the system is securityof all payments. For example, if you make purchases for which delivery is required, then money will be credited to the seller's account only after the user confirms the fact of delivery and receipt of the goods, not earlier. In addition, the buyer has six months to open a dispute if something went wrong or the goods were of inadequate quality. The process is controlled by the service arbitration. Because of this careful attitude to users, many choose the service and make payments to PayPal and only here.

Is it so easy to register in the system?

To issue an account, you will need to spend absolutelylittle time. In the past, the procedure was extremely complicated and inconvenient, but the administration of the system is constantly improving the service, and now it is even possible to register in Russian with PayPal. Now we will deal with this issue and consider in detail the process of registration of the account.

What do you need to have to register in Russian?

To register in Russian with PayPalit is easy, but it is necessary to adhere to some rules. The system is one of the most secure in the whole world, because security requests here are exhibited grave. Prepare the following before registering:

1. Working email address. You can use your email address, which is already there, if you remember how to enter it, or you can create a completely new mail on one of the free services. This is mail.ru, Gmail.com or Yandex.Mail. Of course, the service will recommend you to use paid systems, arguing that the protection there is much higher. What kind of mail to use - it's up to you.
2. A bank card with a positive balance. It does not matter, it's a credit card or a debit card. The most important thing is that it has an amount that is equivalent to two US dollars. This amount will be required to activate the account. This process will also be described, but below.

How do I register with PayPal if you do not have a card? This, unfortunately, will not be possible, but consider also the fact that not all cards are suitable for opening an account.

Which cards are allowed by the system?

Before registering with PayPal, it is worth to know in advance which bank cards the system will miss. It:

1. MasterCard Standart or higher, it does not matter whether the Russian bank issued a card or a foreign card.
2. Visa Classic or more, the emitter bank can also be foreign or Russian, it does not matter.

What kind of cards are prohibited by the system?

If there is a list of cards that are allowed for registration, it means that there is a list of cards that are forbidden for registration of the account. It:

1. Maestro instant release card.
2. Cards of the payment system WORLD.
3. PRO100.
4. Virtual maps.
5. Visa Electron.

Now you know that before registering with PayPal, it is worthwhile to examine your cards and, if necessary, issue the one that is suitable for the service.

Do not forget: After the registration in the system has passed and your account is activated, you can change the details of the bank card, however, the binding procedure will need to be repeated.

What is worth knowing before signing up yet?

Now you understand what PayPal is and how to use it (at least approximately), but now you need to clarify before registering the account for some more important points:

1. Each user is allowed to have only oneaccount in the system. This is the constant rule of the company. Yes, you will be able to open another account, but only in case of doing business, and this will also need to be proved.
2. Before you sign up for PayPal, you should know: Once the account is activated, it will not be possible to change the country. You can change the registration address, the index, the address, but the country of residence will remain unchanged.
3. It happens that suspicious accounts inthe system is blocked by the decision of the administration. How to transfer money to PayPal in this case? All funds in this situation will be frozen for one hundred and eighty days, during which the proceedings will be conducted. As soon as half a year has passed, the money will be sent to you. Also note that all the data for the translation will be taken from the ones used in the account.

Now you understand what PayPal is and how to use it, so you can start directly registering.

Let's proceed to registration

To date, PayPal is available in 202 countries, and registration is conducted in more than ten languages. We will consider the registration process in Russian.

Go to the PayPal website and make sure that itopened in Russian. If you have lit a portal in a different language, then make sure that the country was exposed correctly. How to do it? In the lower corner on the right there is a country icon that you can change if necessary, just click on it.

If the entrance is from the territory of Russia, thenthe language of the site should be determined automatically. If you come from the territory of Ukraine, Kazakhstan, Belarus, Georgia, Armenia, then the site will open in English, which is easily changed to Russian manually. The choice of language does not affect registration in any way, because the country of residence is indicated separately.

In the upper right corner, click the Register button.

Now a window opens in the system that prompts you to select one of the account options available to the user:

• Personal account. It is used for the standard procedure for registering an ordinary physical client that wants to make purchases and payments on the Web.
• Corporate account. This account is for legal clients. It is necessary for accepting payments, billing for goods and services to customers. Choose the right option for you and then click on the "Continue" button.

Now the window opens, where the country of residence is chosen, the email and password of PayPal are entered.

We choose the country of residence. If you have a Russian passport and you are registered in one of the regions of the Russian Federation, then, accordingly, choose the country "Russia". Do not try to deceive the system, because the administration of the system will require you to copy the passport, which indicates the country of residence or the country with registration and the data must match, otherwise you will not be able to complete registration.

And how to open PayPal, if you change the countryaccommodation? The only way is to delete the account and create a new one, but it may take a year to check your new account. Why so long? All because of the difference in tariffs for services in different countries.

• Enter your e-mail. You can enter an existing address or create a new one. Do not forget it, because e-mail will be the login for the system.
• Password. Try to come up with a complicated password that consists of at least eight characters. Date of birth or phone number never use - it's not safe!

The next step is the input of personal data. The form is very simple, all data will be required to be entered in Russian. In addition, the SNILS or TIN number is entered exactly as indicated in the documents.

There is a nuance - all the data you need to enter infull compliance with the documents available to you and nothing else. The administration can request copies of the passport, and if the data is different, the account will simply be blocked, and the money on the account will be frozen.

1. After filling out the form, tick off that you agreed with the terms of the service and its privacy policy, then click on "Agree and create an account".
2. Now you need to bind the data withbank cards. Subsequently, information is allowed to be changed. Please note that the service charge for confirming the card is equal to two dollars, and after a short time PayPal will transfer this amount to your wallet.

By the way, issue a PayPal account without a card bindingperhaps just press the "Skip" button, but you can only fill up the account with cash and nothing else. That's all! You have an account in the system! To enjoy all the benefits of the service, log in to the mail, which was specified during the registration process and confirm the e-mail.

Is it possible to minimize the risks of checking and freezing?

You know how PayPal works and that user verification is carried out rigorously, but if you want, you can minimize all risks, you'll need to do the following:

1. Enter only the current passport data. The administrator has the right to arrange a scan of your account and request scans. If you were truthful, then there is nothing to be afraid of.
2. Do not change the often tied card and account. Would you like to avoid being tested? Then change the card no more than once a year.
3. Do not change the ip address often. If you travel and often visit other countries and use accounts in the system, the administration may decide that the account has been scammed and will ask you to transfer copies of the documents to confirm that the account is still yours. The funds will be frozen during the inspection.
4. Shopping on eBay and shipping to Sevastopoland the Republic of Crimea. The situation is very delicate, because the US does not recognize the annexation of the Crimea and Sevastopol to the Russian Federation. If the accounts from which the goods were paid for are tied to the Crimea and the delivery is there, then they will automatically be blocked without the possibility of recovery.
5. If you enter the system from the ip-address of the RepublicCrimea and Sevastopol, then, again, you can overtake the lock. Use an anonymizer or just do not log into your account for the period of your stay in Crimea or Sevastopol.

Now you know how PayPal works and you can consider common questions related to it.

FAQ

During the registration or use process, customers may have some questions:

• The card is not suitable for binding and the service does not accept it, what to do? The best way out is to issue a Sberbank Visa or MasterCard card.
• The dispute with the seller was decided in my favor, but the money was not credited to the account, what should I do? The term of transfer of funds can be up to twenty days, and still depends on the bank itself.
• Account blocked and required to send copies of documents, what to do? The only way out is to send copies of documents, otherwise you will not be able to get your account back.

What should residents of Crimea and Sevastopol do?

How to transfer money to PayPal and useservice, if you live in the territory of the Republic of Crimea and Sevastopol? Unfortunately, registration with PayPal from these territories is now prohibited. When registering, you will begin to enter data, and the account will block automatically, you will not be able to recover, all data will be immediately blacklisted.

Is it possible to solve the problem? Yes, there are two ways out:

1. To register and log in, use an anonymizer, but it will take a while to get a registration at your place of residence in one of the Russian regions.
2. You can ask your friends to create an account in your name, however, again, you will need to use an anonymizer to log in.

That's all you need to know beforeby registration. All information is enough to get an account in the system and use it so that you are considered a respectable customer in the PayPal payment system.