"Zaimi Prosto": feedback on obtaining microloans, interest rates and features

Finance

With the need to make unforeseen expensessooner or later every person faces. Where can I get money at such moments? The fastest and easiest option is to make a loan in the online service "Take it Easy". On this site, as assured by its creators, you can in a few minutes get the right amount on the card. Is this true? What are the reviews about "Just Take"? The answers to these questions should be looked for.

History of the microfinance organization

"Just take it easy" is not a company, butonline service, created by the microfinance organization Parsa Company Group. It has been on the microfinance market since 2009. At the time of its foundation, it was a small company that could collapse under the influence of competitors. Nothing like this happened. Over the years, Parsa Kompany Group has become one of the leaders in the microfinance market.

To conduct the activities of the organization was createdon the Internet site. Its objectives are to inform customers about the company's services and to provide users with online forms for sending applications for loans. The site has the function of creating a personal cabinet. It simplifies the procedure for using loans. Through him applications are sent, information about the expiry of the period of using the received money is viewed.

Advantages of online service

Use the site "Borrow Simply" conveniently:

an application for a loan is issued in a convenient environment without visiting the office and waiting for your turn, without providing information about income;
it takes several minutes to make decisions on the company's applications;
approved money is transferred to the account specified by the user in the application within 24 hours.

Reviews of "Take Easy" indicate thatonline service is open around the clock. They can be used in the early morning, and day and night. The work of the site does not depend on the holidays either. That is why clients receive money for receiving money from the microfinance organization at a convenient time for them.

Loan terms and conditions

Online service "Zaimi Prosto" gives usersin the small amount of money - from 3 to 15 thousand rubles for a period of 5 to 30 days. At the first appeal, as a rule, approve the minimum allowable loan. In subsequent appeals, the trust of the company increases, and it increases the amounts approved.

The interest rate, judging by the reviews of "Zaimi Prosto", is 2.18% per day. To understand how big it is, here are some examples:

when processing 3 thousand rubles for 5 days it will be necessary to return 3 thousand 327 rubles at the end of the term;
if you issue the same amount for 30 days, then you will have to return 4 thousand 962 rubles;
at registration of 15 thousand rubles for 30 days the sum to return will make 24 thousand 810 rubles.

Making loans

A loan is made in the service "Zaimi Prosto" onthe main page of the official site. The application includes 2 sections. In the first, the borrower specifies the basic information about himself - the surname, first name, patronymic, passport details, address of residence and residence, contact information (mobile and home phone numbers, e-mail address, link to Facebook, VKontakte or Odnoklassniki) .

In the second section of the application, the borrower, astestify about the reviews of "Borrow Simply", in blank fields inscribes information about the work. If you have a source of income, you must specify the name of the organization, its address and contact information (phone number, website address), position, salary. After completing all fields, the application is sent with an indication of consent to the processing of personal data.

Receiving money, return and prolongation of a loan

After some time after sending the application withthe client is contacted by the company manager. It checks the correctness of the entered data. Then the company makes a decision. With the approval of the loan, the user is determined with the method of obtaining money. The company transfers only to settlement accounts in banks and debit or credit card accounts.

Ways of repayment are much greater, as customers point out in the reviews of "Take Easy". You can return the loan:

in the offices of any Russian bank;
through the Internet bank Promsvyazbank;
through the Webmoney system;
electronic money from the "Yandex.Money" purse;
with the use of bank cards;
through the service "Sberbank Online", etc.

If the money to repay the loan at the due datenot enough, then you can use the service of prolongation. When repaying interest, the loan is extended for the required period (from 1 to 30 days). The funds for prolongation are deposited into your personal account in the ways listed.

Employee feedback

In the company, as evidenced by the governingcomposition, work the real professionals of their business. They are not just employees, but like-minded people and associates. Experts constantly work on the development of the company. They study the market, analyze the activities of competitors, introduce the developed innovations. At the same time, specialists are engaged in self-development, they make high demands on themselves. Negative feedback from employees about "Zaimi Prosto" and about the company's work was not found. Probably, the specialists working in Parsa Kompani Group and dealing with online services are satisfied with all the conditions, the atmosphere in the organization.

Customer Testimonials

A lot of negative reviews about the company"Just Take It." First, customers complain about a high interest rate. They say that it is better to go to the bank and issue a loan than to contact the service "Take it Easy". Secondly, some clients had to wait a long time for money to be received on the approved application. The staff could not give an exact explanation. The calls were answered by different people and they spoke quite contradictory information - then technical problems, then the transfer was sent, then the application for the loan is under consideration.

Often leave negative reviews about "Borrow"Just "debtors. Employees threaten them, rude, they say unreliable information. Clients say that people working in the company call by phone, are represented by law enforcement officials and are invited to the police station to sign documents drawn up after the allegedly held court session. In the police, no one could clarify the situation. Nobody knew about any court and documents. After such cases, some clients write an application to the prosecutor's office.

Negative feedback on MFIs "Zaimi Prosto" is written andcontact persons of borrowers. They claim that they were constantly tortured by constant calls and messages when they got a debt from their friend, relative or friend who had issued the loan. Employees of the microfinance organization demanded the return of the debt, threatened by the fact that the departure of employees was planned. On requests to stop calls and send messages, they talked about the impossibility of deleting the number of the contact person from the database.

Tips for online service users

Before drawing up a loan, think about whether you canto pay the amount taken with accrued interest. In order to avoid problems in the future, you must have a permanent source of income, you should not have open court proceedings to recover existing debts.

If you are in a difficult financial situation,contact the employee of the microfinance organization by phone and extend the loan, paying only interest. If you ignore this, you will ruin your credit history. In the future, you will have problems with making loans and loans in other companies and banks. Also, you will increase the total amount to be returned in connection with the accrual of interest and penalties. Remember that you can only extend the microloan contract 5 times.

Give reliable information about yourself, if youonly are going to apply for a microloan in "Take it Easy". The testimonies of people testify that all data are checked by employees of the microfinance organization. By indicating a lie, you can only spoil the situation. Deceptive novices are usually denied a loan after sending an application and talking on the phone.